Everything You Need to Know About the India Post Payment Bank IFSC Code:
India Post Payments Bank (IPPB) is a government-owned payments bank, functioning under the Department of Posts and the Ministry of Communications, Government of India. It was launched in September 2018, with the primary goal of making banking accessible, affordable, and trustworthy for the common man, particularly focusing on financial inclusion for under-banked and unbanked populations, especially in rural areas.
IPPB leverages the extensive postal network, including over 136,000 post offices and nearly 400,000 postmen and Grameen Dak Sevaks, to deliver banking and financial services directly at people's doorsteps. Its offerings include savings and current accounts (with a maximum balance limit of ₹200,000), money transfers, bill and utility payments, insurance and third-party services, RuPay debit cards, QR code-based transactions, and access to digital payment platforms like UPI and Bharat BillPay. Notably, IPPB does not provide loans or credit cards, focusing instead on depositing and remittance services.
By utilizing both physical (post office counters, doorstep banking) and digital channels (mobile/internet banking, micro-ATMs), IPPB has significantly expanded banking outreach, especially in remote regions. As of August 2025, it has surpassed 120 million customers and mobilized deposits of over ₹20,000 crore, cementing its role as a critical instrument in promoting financial inclusion and supporting the vision of Digital India.
India post payment bank IFSC code: / India post payment bank ka IFSC code: / India post payment bank IFSC code IPOS0000001: / IFSC code India post payment bank: / IFSC code of India post payment bank: / IFSC code for India post payment bank:
The main IFSC code for India Post Payments Bank (IPPB) is IPOS0000001, which is used for the corporate and IMPS branch housed in New Delhi. The IFSC code format for IPPB follows standard RBI guidelines: the first four characters 'IPOS' represent the bank name, the fifth character is zero, and the last six digits specify the branch code. For example, 'IPOS0000001' is widely used for digital transactions such as NEFT, RTGS, and IMPS with the primary IPPB branch at Speed Post Centre Building, Market Road, New Delhi, Delhi 110001.
Some post office savings accounts linked to IPPB may have a different IFSC such as IPOS0000DOP, assigned for “All India Single IFSC” operations, also based out of New Delhi. However, for most banking, fund transfers, and doorstep services, IPOS0000001 is the core IFSC code accepted nationally by IPPB. Always verify the branch-specific IFSC codes for transactions using official sources like RBI or your bank statement.
India post payment bank IFSC code Bihar:
The IFSC code for India Post Payments Bank branches in Bihar is generally IPOS0000001, used for NEFT, RTGS, and IMPS transactions across various locations including Patna, Sheikhpura, and Khagaria. This code is standardized for most IPPB branches in Bihar, ensuring that electronic fund transfers and remittance services are processed accurately. For example, India Post Payments Bank at Mehus More, Sheikhpura, and Thana Road, Khagaria, both use IFSC: IPOS0000001 for banking transactions. Always verify branch details for larger transactions or unique branch codes if needed.
India post payment bank IFSC code list:
India Post Payments Bank (IPPB) generally uses the IFSC code "IPOS0000001" across most branches in India for NEFT, RTGS, and IMPS transactions. This IFSC code belongs to the corporate office located at Speed Post Centre Building, Market Road, New Delhi, Delhi 110001. The IFSC code consists of 11 characters, where the first four (IPOS) represent the bank, the fifth is zero (0), and the last six denote the branch; however, most IPPB branches use this single IFSC for transactions.
A comprehensive list of unique IFSC codes for individual IPPB branches is generally not separately published, as IPPB primarily operates through this centralized code for transactions nationwide. For state or branch-specific transactions, verifying the IFSC using official RBI sources or the bank's website is recommended to avoid errors.
In short, "IPOS0000001" is the standard IFSC code used for India Post Payments Bank branches across India for electronic fund transfers.
India post payment bank IFSC code Maharashtra:
The IFSC code for India Post Payments Bank branches in Maharashtra, including Mumbai, is typically IPOS0000001. This code is used for digital payment systems such as NEFT, RTGS, and IMPS. The branch associated with this IFSC code is located at India Post Payments Bank Ltd., 2nd Floor, Speed Post Center, Bhai Vir Singh Marg, Gole Market, New Delhi-110001, but it serves Maharashtra locations including Mumbai for transactions. There is generally a single IFSC code for IPPB branches nationwide, including Maharashtra, making the process of fund transfer uniform and simple. For precise branch-specific transactions, it is advisable to verify if any other IFSC applies through official sources.
India post payment bank IFSC code west Bengal:
India Post Payments Bank (IPPB) branches in West Bengal, including Kolkata, predominantly use the IFSC code "IPOS0000001" for electronic fund transfers such as NEFT, RTGS, and IMPS. This IFSC is assigned to the corporate office located in New Delhi but serves all IPPB branches nationwide, including West Bengal. The standardization of this IFSC code simplifies banking transactions across regions. Customers should verify the IFSC for specific branches if needed but "IPOS0000001" is broadly accepted for transactions through India Post Payments Bank in West Bengal.
Post office holidays:
In 2025, India Post Payments Bank and India Post offices observe several holidays, including national public holidays and major religious festivals. Key holidays include Republic Day (January 26), Holi (March 14), Good Friday (April 18), Buddha Purnima (May 12), Eid-ul-Fitr (March 31), Eid-ul-Zuha/Bakrid (June 7), Independence Day (August 15), Gandhi Jayanti/Vijayadashami (October 2), Deepawali (October 20), Guru Nanak Jayanti (November 5), and Christmas Day (December 25).
These holidays mean post offices and IPPB branches remain closed on these dates, impacting banking and postal services nationwide. Regional holiday variations may also apply based on local customs and state holidays.
India post payment bank customer care number:
India Post Payments Bank (IPPB) offers customer care services through the following helpline numbers:
- Toll-free number 155299 and landline 033-22029000, both available 24x7 including weekends and holidays. These support multiple languages for accessibility nationwide.
- For urgent issues like lost cards or fraud, customers can call 1800 8899 860 for immediate assistance.
- Additional toll-free numbers include 1800 266 6868 (9 AM to 6 PM, Mon-Sat) and 1800 425 2440 for ATM/debit card or mobile banking concerns.
- Email support is available at contact@ippbonline.in.
These channels provide comprehensive support for account queries, transactions, digital banking issues, and complaints for IPPB customers.
India post payment bank balance check number:
India Post Payments Bank (IPPB) provides several convenient ways to check your account balance:
- Missed Call Service: Give a missed call to 8424046556 from your registered mobile number. After a few rings, the call will disconnect automatically, and you will receive an SMS with your account balance.
- SMS Service: First, register by sending "REGISTER" to 7738062873 from your registered mobile number. Then send "BAL" to the same number to receive your balance via SMS.
- IVRS Phone Banking: Dial toll-free number 155299 from your registered mobile and follow the voice instructions to check the balance.
- Mobile App & UPI: Use the IPPB mobile app or link your account to any UPI app (Google Pay, PhonePe, BHIM) to check balance digitally.
These services are free, instant, and accessible 24x7.
India post payment bank recruitment:
India Post Payments Bank (IPPB) has announced recruitment for 2025, offering a total of 309 vacancies. These include 199 posts for Junior Associate (Clerk) and 110 posts for Assistant Manager (PO/Scale 1). The recruitment aims to strengthen IPPB’s banking network by hiring skilled professionals across India. Candidates must have a graduation degree, with age limits of 20-32 years for Junior Associates and 21-35 years for Assistant Managers. The selection process involves shortlisting based on merit. Applications open from November 11 to December 1, 2025, via the official IPPB website ippbonline.com.
India post payment bank near me:
To find an India Post Payments Bank (IPPB) branch near you, use the official IPPB "Locate Us" tool. This online service lets you search for nearby branches, post offices, or Gramin Dak Sevaks (GDS) by address, city, state, or even current location. Simply visit the IPPB website, select your state and city, or enter your area pin code to view a list of the closest banking outlets.
Many India Post offices across India offer IPPB banking services. For detailed addresses and contact details, refer to the branch locator or call the national helpline 155299 for guidance.
The IPPB branch locator ensures you get updated, region-specific information for the nearest banking points, making it easy to access digital and doorstep banking services from India Post Payments Bank.
India post payment bank Aadhar update:
India Post Payments Bank (IPPB) makes it easy to update your Aadhaar-linked mobile number with both doorstep and online services, especially targeting rural and underserved areas. Through IPPB, you can request an Aadhaar mobile update either via the official website or through their extensive network of postmen and Gramin Dak Sevaks equipped with biometric devices, allowing updates at your doorstep without visiting an Aadhaar Seva Kendra.
To update your Aadhaar-linked mobile number using IPPB:
- Go to the IPPB website, select "Service Request," and submit your update request.
- An IPPB postman or Gramin Dak Sevak will visit your address for biometric authentication to process the update.
- Alternatively, use the IPPB mobile app or contact a nearby post office or IPPB helpline for assistance.
Currently, IPPB primarily supports mobile number updates on Aadhaar. Other demographic or biometric changes still require a visit to an Aadhaar Seva Kendra. The service is available for both IPPB customers and non-customers, typically for a nominal fee of ₹50 per update.
India post payment bank balance enquiry number:
You can check your India Post Payments Bank (IPPB) account balance by calling the following numbers:
- Missed Call Balance Check: Call 8424046556 from your registered mobile number. You will receive your account balance via SMS after the call disconnects.
- SMS Banking: Send SMS "BAL" to 7738062873 from your registered mobile number.
- Phone Banking (IVRS): Dial 155299 or 033-22029000 (available 24x7) and follow the instructions for balance enquiry.
- Customer Care for Support: Toll-free helpline 1800 425 2440 and 1800 266 6868 (available Mon–Sat, 9:00 AM–6:00 PM) support ATM/debit card and mobile banking balance queries.
These options are available nationwide and deliver instant balance information linked to your IPPB savings or current account.
India post payment bank customer id:
The India Post Payments Bank (IPPB) customer ID is a unique 10-digit number assigned to every account holder, distinct from your account number, and essential for accessing mobile banking, customer care, and online transactions. You can locate your customer ID using several methods:
- QR Card: Scan the QR code on your IPPB QR card. Authenticate with OTP, and your customer ID will be displayed.
- Mobile Banking App: Log in to the IPPB app and check the 'Profile Details' section for your customer ID.
- SMS: Send “GETCIF DDMMYYYY” (your date of birth) to 7738062873 from your registered mobile number for an instant reply with your customer ID.
- Welcome Kit/Documents: The customer ID is printed in your account-opening documents and monthly statements.
- Customer Care/Branch: Call phone banking (155299) or visit any IPPB branch after providing account details and ID proof for assistance.
Your IPPB customer ID is required for registering on the mobile app, phone banking, and all account verification processes. Keep this unique ID secure for safe banking access.
India post payment bank open account:
India Post Payments Bank (IPPB) offers a simple and mostly digital process to open a savings account. You can open an account online using the IPPB mobile app available on Google Play Store or Apple App Store. Just register with your Aadhaar-linked mobile number and complete digital KYC using Aadhaar OTP. PAN card is required for higher transaction limits.
You can also open an account via doorstep banking, where a postman or banking correspondent visits your home for biometric verification and document collection. Essential documents include Aadhaar, PAN, and a mobile number linked to Aadhaar. The account can be activated quickly after KYC completion, with no minimum balance requirement.
Alternatively, visit any IPPB branch or nearby post office for offline account opening by submitting identity and address proofs. IPPB accounts come with benefits like digital payments, UPI, QR code transactions, and doorstep banking services.
For detailed steps and assistance, you can call IPPB toll-free 155299 or visit the official IPPB website.
India post payment bank insurance:
India Post Payments Bank (IPPB) offers insurance services in partnership with companies like Bajaj Allianz Life Insurance and PNB MetLife India Insurance. These include affordable accidental insurance policies with coverage ranging from ₹10 lakh to ₹15 lakh and life insurance under schemes like Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), which provides life cover of ₹2 lakh for nominal premiums.
IPPB’s insurance includes accidental death, disability coverage, medical expenses, and life insurance with easy enrollment, paperless onboarding, and online premium payments. Customers can purchase and renew policies via IPPB’s digital platforms or visit the nearest post office for assistance. Insurance benefits are designed to be accessible through IPPB accounts, supporting financial security and government scheme linkages.
Open account in India post payment bank:
You can open an India Post Payments Bank (IPPB) account online or offline with ease. To open the account online, download the IPPB mobile banking app from Google Play or Apple App Store. Register using your Aadhaar-linked mobile number, and complete digital KYC via OTP. You can choose between a Regular Savings Account, DigiSmart Savings Account, or Post Office Savings Account.
Offline, request doorstep banking by calling 155299, where an IPPB representative visits your home with biometric devices for document verification. Alternatively, visit the nearest post office or IPPB branch with Aadhaar, PAN card, and address proof documents. There is no minimum balance requirement, and accounts activate quickly after KYC completion, allowing you access to digital payments and doorstep banking services.
How to open India post payment bank:
To open an India Post Payments Bank (IPPB) account, follow these steps:
- Download the IPPB mobile app from Google Play or Apple App Store.
- Register with your Aadhaar-linked mobile number.
- Complete digital KYC using Aadhaar OTP; PAN card may be required for higher limits.
- Choose account type (Regular Savings, DigiSmart Savings, or Post Office Savings Account).
- Submit necessary identity and address proofs online or use doorstep banking where an IPPB representative visits for biometric verification.
- Accounts activate quickly with no minimum balance.
- You can also open accounts by visiting a nearby post office or IPPB branch.
This process integrates traditional postal services with full digital banking convenience for easy fund transfers, payments, and doorstep services.
India post payment bank mutual fund:
India Post Payments Bank (IPPB) offers mutual fund services by partnering with asset management companies to provide easy access to investment products, especially targeting rural and semi-urban customers. IPPB uses its extensive postal network to distribute mutual funds and educate new investors in areas that are typically underserved by traditional financial institutions.
Customers can invest in mutual funds through IPPB's digital platforms or at designated post offices. The bank also supports doorstep KYC verification and transaction services for mutual fund investments, making it convenient for investors to start and manage their portfolios.
These services are designed to promote financial inclusion by making mutual funds accessible, secure, and simple for the masses nationwide, including through collaborations with firms like SBI Mutual Fund and UTI Mutual Fund.
Open India post payment bank account online:
To open an India Post Payments Bank (IPPB) account online, follow these simple steps:
- Download the IPPB mobile banking app from Google Play Store or Apple App Store.
- Register with your Aadhaar-linked mobile number.
- Complete the digital KYC by entering OTP received on your registered mobile.
- Provide basic personal details including PAN card (mandatory for higher limits).
- Choose your preferred account type (DigiSmart Savings or Regular Savings).
- Submit the application and e-sign digitally.
- Your account will be created instantly with a zero minimum balance.
- You can then access all banking services via the app, including UPI, fund transfers, and doorstep banking.
Alternatively, you can request doorstep banking or visit the nearest post office for assistance.
India post payment bank FD interest rate:
India Post Payments Bank (IPPB) offers fixed deposit (FD) interest rates through the National Savings Time Deposit Scheme backed by the Government of India. As of 2025, the FD interest rates range from 6.90% to 7.50% per annum depending on the tenure:
- 1 year: 6.90% p.a.
- 2 years: 7.00% p.a.
- 3 years: 7.10% p.a.
- 5 years (including Tax Saving FD): 7.50% p.a.
The 5-year fixed deposit qualifies for tax benefits under Section 80C. Interest is compounded quarterly and paid annually. Premature withdrawals are allowed only after 6 months with applicable rules. The minimum deposit amount is ₹1,000. These rates make IPPB FDs a secure and attractive savings option.
Open India post payment bank account:
To open an India Post Payments Bank (IPPB) account online, download the IPPB mobile app from Google Play Store or Apple App Store. Register using your Aadhaar-linked mobile number and complete digital KYC via OTP. Provide your PAN card details for higher transaction limits. Choose the type of savings account (Regular or DigiSmart Savings) and submit your application. Your account gets activated digitally with zero minimum balance. You can also request doorstep banking for biometric verification by an IPPB representative at your home. Alternatively, visit the nearest post office or IPPB branch with Aadhaar, PAN, and address proof for offline account opening.
How to open India post payment bank account:
To open an India Post Payments Bank (IPPB) account, you can follow these steps:
- Download the IPPB Mobile Banking app and register using your Aadhaar-linked mobile number.
- Complete the digital KYC via OTP sent to your registered number.
- Provide PAN card details for higher transaction limits.
- Select the account type (Regular Savings or DigiSmart Savings Account).
- Submit your application digitally; the account opens instantly with zero minimum balance.
- Alternatively, request doorstep banking by calling 155299 for biometric verification at home.
- You can also open an account offline by visiting a nearby post office or IPPB branch with Aadhaar, PAN, and address proof.
This flexible process allows quick, paperless account creation with digital services accessible via the app.
India post payment bank personal:
India Post Payments Bank (IPPB) offers comprehensive personal banking services designed for easy access and convenience. It provides various types of savings accounts including regular savings, basic savings, and digital savings accounts aimed to serve individuals across urban and rural areas. IPPB focuses on doorstep banking, delivering services such as account opening, deposits, withdrawals, and payments directly at customers' homes.
Personal banking features include QR code payments, UPI, immediate payment services, Bharat BillPay integration, RuPay debit cards, and Aadhaar-enabled payments. Customers can manage accounts through mobile and internet banking with facilities for balance inquiries, fund transfers, bill payments, and nominee updates. IPPB emphasizes financial inclusion by offering accessible, paperless, and secure banking backed by a vast postal network reaching millions nationwide.
How to open India post payment bank account online:
To open a India Post Payments Bank (IPPB) account online, follow these steps:
- Download the IPPB mobile app from Google Play Store or Apple App Store.
- Register with your Aadhaar-linked mobile number.
- Complete digital KYC via OTP sent to your registered mobile.
- Provide required details such as PAN card for higher transaction limits.
- Select account type (Regular Savings or DigiSmart Savings Account).
- Submit your application digitally; your account opens instantly with zero minimum balance.
- Alternatively, request doorstep banking by calling 155299 for biometric verification at your home.
- You can also visit the nearest post office or IPPB branch for offline account opening.
This process is convenient, paperless, and designed for quick account activation with access to various banking services.
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