Simplifying Your Finances: How to Use the Karnataka Gramin Bank Balance Check Number:
Karnataka Gramin Bank is a Regional Rural Bank (RRB) in Karnataka, formed on May 1, 2025, by the amalgamation of the earlier Karnataka Gramin Bank and Karnataka Vikas Grameena Bank under the "One State, One RRB" policy of the government to improve operational efficiency. The bank is government-owned, with the central government holding 50%, the state government 15%, and Canara Bank (the sponsor bank) 35%. It operates across Karnataka and is the second-largest RRB in India with about 1,750 branches and a business turnover of over ₹1,04,851 crore. Its head office is located in Ballari, Karnataka.
The bank offers a range of services including savings, loans, and safe deposit services for individuals and businesses. Karnataka Gramin Bank also has a mobile banking application called "KGB Connect" for digital banking services. It is sponsored by Canara Bank and follows the Regional Rural Banks Act of 1976.
Karnataka Gramin Bank emerged from the merger of several predecessor banks, including Pragathi Krishna Grameena Bank and Kaveri Grameena Bank, which were earlier amalgamated entities themselves, reflecting a history of consolidation for efficiency and broader service coverage in rural Karnataka.
Customer support for Karnataka Gramin Bank is available 24/7 via phone numbers 1800 102 5250 and 1800 103 8210. The bank emphasizes technology-enabled banking, including internet and mobile banking facilities.
Karnataka Gramin bank balance check number:
The number to check Karnataka Gramin Bank account balance via missed call is . You need to give a missed call to this number from your registered mobile number, and you will receive an SMS with your account balance details. Alternatively, you can also send an SMS with your account number to the same number 9015800700 to get balance information.
Other related contact numbers for customer service include toll-free numbers like 1800-102-5250 and 1800-425-97777 for additional banking assistance. Karnataka Gramin Bank also offers services such as WhatsApp banking and mobile app banking for balance checks and other transactions.
Karnataka Gramin bank customer care number:
Karnataka Gramin Bank customer care toll-free numbers are:
- 1800 10 25250 (primary customer support)
- 1800 103 8210 (alternate customer support)
For cybercrime-related issues, the helpline number is .
These numbers are available for general banking inquiries, assistance with accounts, loans, cards, and other services. The customer care service typically operates Monday to Saturday from 10 AM to 4 PM, except on the 2nd and 4th Saturdays.
For email support, you can contact Dw.devp@kgbk.in.
The bank also has regional office phone numbers for specific locations, but the above toll-free numbers are best for general and quick assistance.
Karnataka Gramin bank net banking: / Karnataka Gramin bank internet banking:
Karnataka Gramin Bank offers internet banking services accessible through their official net banking portal at https://netbanking.karnatakagrameenabank.com.
To register for internet banking, a customer must have an active bank account with Karnataka Gramin Bank. The process involves submitting a filled registration form at the nearest bank branch. After successful verification, the bank sends login credentials via SMS to the registered mobile number.
First-time internet banking users can visit the login page and select "First Time User" to activate their account by entering user ID and password provided by the bank. The internet banking platform supports personal and corporate banking login.
With Karnataka Gramin Bank internet banking, customers can check account balance, view statements, transfer funds via NEFT and IMPS, manage beneficiaries, pay loans, and more.
Additionally, the bank provides a mobile banking app called "KGB Connect" available on Google Play and Apple App Store that offers similar services on mobile devices.
For any issues or assistance related to internet banking, customers can call the toll-free number 1800 10 25250 or email customersupport@kgbk.in.
Karnataka Gramin bank near me:
You requested Karnataka Gramin Bank branches near your location. The following result is a Karnataka Bank ATM, which is related but distinct from Karnataka Gramin Bank. Karnataka Bank is a separate entity from Karnataka Gramin Bank, which serves primarily rural areas of Karnataka.
For finding a Karnataka Gramin Bank branch near you, it is best to use the official branch locator on the Karnataka Gramin Bank website or contact their customer care number: 1800 10 25250. If you are currently in Secunderabad, Telangana, there may not be a Karnataka Gramin Bank branch nearby, as the bank mainly operates in Karnataka.
If you need further assistance locating Karnataka Gramin Bank branches in Karnataka or nearby your area, their website and mobile banking app "KGB Connect" offer updated maps and branch contact information. For other bank ATMs or branches, check with popular mapping apps or the respective bank's website.
Karnataka Gramin bank IFSC code:
Karnataka Gramin Bank's IFSC code format is PKGB0XXXXXX, where:
- PKGB is the code representing the bank
- The fifth character is always "0" (reserved for future use)
- The last six characters identify the specific branch
Each branch of Karnataka Gramin Bank will have its own unique IFSC code. You can find the IFSC code for your branch:
- On your chequebook and passbook issued by the bank
- On the official RBI, Karnataka Gramin Bank, or IFSC code directory websites
- By contacting customer care
Examples of Karnataka Gramin Bank IFSC codes:
- Byagavat branch (Manvi, Raichur): PKGB0010906
- Sriramnagar branch (Gangavathi, Koppal): PKGB0010962
- RO Bengaluru branch: PKGB0012504
- Vijayapura branch: PKGB0012339
- Ajjampura branch: PKGB0012299
- Yalaghatta branch: PKGB0011209
Use your specific branch's IFSC code for online money transfers via NEFT, RTGS, or IMPS. Always verify the code with the bank or your account documents before making a transaction.
Karnataka Gramin bank app:
Karnataka Gramin Bank provides its official mobile banking app called KGB Connect for both Android and iOS devices. This app allows customers to manage their accounts, transfer funds, view statements, handle debit card limits, and access a wide range of banking services. The app is regularly updated and enhanced with new features, including balance certificates, APY management, and secure account handling.
Karnataka Gramin Bank Apps
KGB Connect (Android)
- Available on Google Play Store. Supports fund transfers (NEFT, IMPS), account management, statements, loan details, debit card control, and transaction history. Latest update: 26 September 2025.
KGB Connect (iOS)
- Available on Apple App Store under KARNATAKA GRAMIN BANK. Provides similar mobile banking features—fund transfers, account details, and secure transactions.
DiGi KaGB - Info and Selfie App
- A supplemental app for banking information and account-related selfies—primarily informational and verification features.
To download and activate the KGB Connect app:
- Search for "KGB Connect" on the Play Store (Android) or App Store (iOS) and install the app.
- Open the app, select the registered mobile number, and validate via OTP.
- Set a 6-digit login PIN and MPIN for secure transactions.
- For further help, email customersupport@kgbk.in or call 1800 10 25250.
The app is free, widely used by Karnataka Gramin Bank customers, and supported by guides and tutorials for registration and activation.
Karnataka Gramin bank mini statement number:
You can get a Karnataka Gramin Bank mini statement by giving a missed call from your registered mobile number to 9015800700. After the missed call, you will receive an SMS with details of your recent transactions.
Alternatively, you can:
- Send an SMS with your account details to 9015800700 for account balance and mini statement.
- Use the KGB Connect mobile banking app to view your mini statement and account transaction history.
Karnataka Gramin bank in Bangalore:
Karnataka Gramin Bank has several branches in Bangalore. Some key branch locations in Bangalore are:
- 23rd Cross, Banashankari 2nd Stage, Bangalore - 560070 (Opposite Lakshmi Venkateshwara Temple)
- 8th Mile Stone, T Dasarahalli, Bangalore
- B B Road, Yelahanka, Bangalore
- 10th Main Road, Nandini Layout, Bangalore
- 8th Main, Vijayanagar, Bangalore
- 24th Main Road, JP Nagar 2nd Phase, Bangalore
- Ullal Main Road, Mallathahalli, Bangalore
- Outer Ring Road, Bellandur, Bangalore
- Old Mysore Bank Road, Nelamangala, Bangalore
- Outer Ring Road, Kengeri Satellite Town, Bangalore
- GS Palya Road, Electronic City Phase 2, Bangalore
- Devasandra Main Road, Krishnarajapuram, Bangalore
- Masti Arcade, Laggere, Bangalore
- Gubbi Cross, Kothanur, Bangalore
- K Narayanapura Main Road, Thanisandra, Bangalore
- Bengaluru Mysore Road, Kumbalgodu, Bangalore
- Channasandra, Rajarajeshwari Nagar, Bangalore
- Bengaluru Rukmaiah Layout, Hulimavu, Bangalore
- 4th Main Road, Coffee Board Layout, Bangalore
- Puttena, JP Nagar 7th Phase, Bangalore
- Whitefield Main Road, Immadihalli, Bangalore
- Chikkabanavara Main Road, Abbigere, Bangalore
- Bommasandra Industrial Area, Bangalore
- Dasanapura, Bangalore
- Hemavathipete, Doddaballapur, Bangalore
- Uttarahalli Circle, Uttarahalli, Bangalore
- Magadi Main Road, Vishwaneedam, Bangalore
- TG Extension, Hoskote, Bangalore
- Coffee Board Layout Main Road, Hebbal Kempapura, Bangalore
- Venkateshwara Nilaya, Chikkabidarkal, Bangalore
The Vijayanagar branch is located opposite Canara Bank, with working hours typically from 10:30 AM to 5:30 PM Monday to Saturday, closed on Sunday.
For detailed addresses and contact information of Karnataka Gramin Bank branches in Bangalore, you can visit local directories or the bank’s official website branch locator.
Karnataka Gramin bank gold loan interest rate:
Karnataka Gramin Bank offers gold loans with interest rates starting at around 8.50% per annum, which can vary based on factors such as the loan amount, tenure, and quality of gold pledged. The maximum tenure for the gold loan is typically up to 12 months. The bank generally allows loan amounts up to 70% of the current market value of the gold, with possibilities of higher amounts at a higher interest rate.
Other pertinent details include:
- No guarantor is required.
- Processing fees and pre-closure charges are as decided by the bank.
- Interest repayment options may include EMIs or bullet payments at the end of the term.
- The purity of gold accepted ranges from 18 to 22 carats.
This makes Karnataka Gramin Bank's gold loan a convenient and relatively affordable option for borrowers needing quick access to funds against their gold assets.
Karnataka Gramin bank credit card:
Karnataka Gramin Bank does not typically offer traditional credit cards like major commercial banks. However, it provides specialized card services such as the Kisan Card, which is a form of credit facility aimed exclusively at farmers. The Kisan Card offers revolving credit structured to meet agricultural credit needs, including crop loans, post-harvest expenses, and other farming-related expenditures, with flexible and simplified loan access.
For general customers, Karnataka Gramin Bank primarily issues debit cards under the RuPay scheme, including classic and platinum debit cards featuring benefits like accident insurance. The bank supports various loan products but does not widely advertise conventional credit cards for retail consumers.
Farmers interested in credit facilities can inquire about the Kisan Credit Card scheme, which Karnataka Gramin Bank supports as part of its rural credit initiatives. For other credit card services, customers might need to approach the sponsor Canara Bank or other commercial banks.
For more details or specific card services, contacting Karnataka Gramin Bank customer care at 1800 10 25250 or visiting a branch is recommended.
Karnataka Gramin bank gold loan:
Karnataka Gramin Bank offers gold loans with interest rates starting at approximately 8.50% to 9.25% per annum as of 2025. The actual rate can vary depending on the loan amount, the value of the gold pledged, and the duration of the loan.
Key details about Karnataka Gramin Bank gold loans:
- Interest Rate: Starting from 8.50% (may go up to 9.25% based on specific schemes and loan conditions).
- Loan Tenure: Typically up to 12 months, with some schemes allowing for longer tenures.
- Loan-to-Value Ratio: Usually up to 70-90% of the market value of the gold.
- Processing Fees: Generally nominal or as decided by the bank at the time of application.
- Eligibility: Gold ornaments, coins, or bars with purity levels of 18-22 carats.
- Repayment: Options include EMI or bullet payments at the end of the tenure, depending on the scheme.
For the most accurate and updated interest rates, it is advisable to contact the nearest Karnataka Gramin Bank branch or visit their official website.
Karnataka Gramin bank online account opening:
Karnataka Gramin Bank does not currently offer a fully online account opening facility where you can complete the entire process from home or online. To open a new account, you generally need to visit the nearest branch in person.
Steps to open an account with Karnataka Gramin Bank:
- Obtain the account opening form at the branch or sometimes download the form online.
- Submit required KYC documents such as:
- Identity proof (Aadhaar card, PAN card, Passport, Voter ID, etc.)
- Address proof (Aadhaar card, utility bills, Passport, etc.)
- Recent passport-sized photographs
- Complete the formalities and wait for the account opening process to be completed, which takes around 2-3 days.
- Once approved, the bank provides an account number, passbook, debit card, and other related services.
- Register your mobile number for SMS alerts and mobile/internet banking.
For internet and mobile banking services, Karnataka Gramin Bank provides platforms like the KGB Connect app and internet banking portal, but these are accessible after account opening.
If you want to explore online application initiation, some platforms like Digital Gramin Seva support online forms to start the account opening application, but physical verification and document submission at the branch remain compulsory.
For further assistance, contacting their customer care at 1800 10 25250 or visiting the official website is recommended.
Karnataka Gramin bank education loan:
Karnataka Gramin Bank offers education loans to support students pursuing higher education in India and abroad. The loans are designed to cover tuition fees, living expenses, and other education-related costs.
Key Features of Karnataka Gramin Bank Education Loan:
- Interest Rate: Starting from around 10.25% per annum.
- Loan Amount: Up to ₹10 lakh for courses in India; for studies abroad, loans can go higher, even above ₹20 lakh.
- Eligibility: Students with at least 60% marks in their prior qualifying exams and direct admission to recognized courses.
- Eligible Courses: Graduate, postgraduate, diploma, professional and technical courses recognized by UGC, AICTE, etc. It includes courses at reputed institutions like IIT, IIM, and recognized foreign universities.
- Collateral: No security for loans up to ₹4 lakh; third-party guarantee or collateral required for higher amounts.
- Repayment: Tenure up to 15 years after a moratorium period of 6 months to 1 year after course completion.
- Co-applicant/Guarantor: Typically required, such as a parent or guardian with a stable income.
- Application: Loan applications can be done offline at a branch by submitting documents like admission letter, KYC, income proof, fee structure, etc.
The bank aims to empower students academically and financially to ensure no deserving student misses educational opportunities due to financial constraints.
For detailed eligibility, documents, and procedure, visiting a Karnataka Gramin Bank branch or their official website is recommended.
Karnataka Gramin bank com:
The official website of Karnataka Gramin Bank is https://karnatakagrameenabank.com.
You can find information about their various banking services, loans, deposits, branch locator, and digital banking options on this site. For digital banking, Karnataka Gramin Bank offers internet banking and a mobile app called "KGB Connect," which can be accessed or downloaded through links provided on the official website.
For customer support, the bank also provides email contact at customersupport@kgbk.in and toll-free phone numbers like 1800 10 25250.
This official site is the most reliable source for accessing all Karnataka Gramin Bank services and information online.
Karnataka Gramin bank balance check:
To check your Karnataka Gramin Bank account balance, you have several options:
- Missed Call Service: Give a missed call from your registered mobile number to 9015800700. You will receive an SMS with your account balance details.
- SMS Banking: Send an SMS with your account details to the number 9015800700 to get the balance information.
- Mobile Banking App: Use the official Karnataka Gramin Bank app called KGB Connect to check your balance and perform other banking activities.
- Internet Banking: Log in to the Karnataka Gramin Bank internet banking portal at https://netbanking.karnatakagrameenabank.com to check your balance and statements.
- Customer Care: Call the toll-free customer care number 1800 10 25250 for assistance.
These methods are convenient and available 24/7 for Karnataka Gramin Bank customers with registered mobile numbers.
Karnataka Gramin bank passbook:
Karnataka Gramin Bank provides a passbook facility for its account holders, which is a traditional way to keep a record of transactions like deposits, withdrawals, and balance updates.
Additionally, Karnataka Gramin Bank offers a modern alternative called the mPassbook, which is a digital version of the physical passbook accessible via a mobile app. The mPassbook allows customers to:
- View real-time updates of their account transactions.
- Access transaction history, mini statements, and balance inquiries.
- Get alerts and notifications about their account activities.
- Securely access account information anytime without visiting the branch.
To use the mPassbook service, customers need to download the Karnataka Gramin Bank mPassbook app from the Google Play Store or Apple App Store, register their account, and follow the verification process.
For traditional passbook updates, customers need to visit their nearest Karnataka Gramin Bank branch.
Both the physical passbook and digital mPassbook help customers conveniently manage and track their finances.
No comments